Thursday, January 26, 2012

brokeness ...

Lord,
    protect me from brokeness.


Just want to share some tips today, hope they help :)

1. save. now is the perfect time to start saving money. open a savings account and put 10% of any money you get (check, gifts, etc). you'll thank me later.

2. find as many "hustles" as possible. make that money. get a part time job, find a job on campus, baby sit, run errands, tutor. anything. get out there and make it.

3. create a budget and stick to it. discipline yourself. this is hard, but the basis of not being broke. don't spend more than you have.

4. always ask for a student discount. you'll be surprised at how many people offer it. and if they don't, it doesn't hurt to ask.

5. stay away from late fees. turn everything in on time (movies, books, payments). avoid a late fee at all possible. set a reminder if you have to.  


6. think before you swipe. take a second to really consider before you make purchases.

7. fake it til you make it.

check out some of these articles for more tips on saving and managing your money.
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